Author

Hamza Arham Rizvi

Hamza R is a licensed electrician with 12+ years of hands-on electrical and residential solar experience based in Phoenix, Arizona. He installed his own 9.6 kW solar system in 2019 and has since guided over a dozen homeowners through solar decisions.

How Your Electricity Rate Decides If Solar Pays Off
Solar Costs & Savings

How Your Electricity Rate Decides If Solar Pays Off

Your electricity rate decides whether solar pays, not a national average. How to read your bill, compare rate structures, and check your export rate (US).

Hamza Arham Rizvi Hamza Arham Rizvi
Aug 7 · 9 min
Solar Lease vs Buy 2026: What the Credit Expiry Changed
Solar Costs & Savings

Solar Lease vs Buy 2026: What the Credit Expiry Changed

Solar lease vs buy 2026: the federal credit ended for buyers, but a lessor may still tap Section 48E. The sourced asymmetry, and the unknown that remains.

Hamza Arham Rizvi Hamza Arham Rizvi
Aug 6 · 8 min
Free Solar Panels: What's the Catch? (US Guide)
Solar Costs & Savings

Free Solar Panels: What's the Catch? (US Guide)

Free solar panels almost always means a lease or PPA, not a gift. The US mechanism explained: who owns it, what you pay, and the real catch.

Hamza Arham Rizvi Hamza Arham Rizvi
Aug 5 · 7 min
Solar Loan Dealer Fee: The Cost Hidden in Your Rate
Solar Costs & Savings

Solar Loan Dealer Fee: The Cost Hidden in Your Rate

A solar loan dealer fee is folded into your financed amount, not itemized. What the CFPB found, and what to ask before you sign.

Hamza Arham Rizvi Hamza Arham Rizvi
Aug 4 · 7 min
Cash, Loan, Lease or PPA: How to Pay for Solar in 2026
Solar Costs & Savings

Cash, Loan, Lease or PPA: How to Pay for Solar in 2026

The four ways to pay for home solar in 2026, honestly compared, and the credit-access gap between owning a system and leasing one.

Hamza Arham Rizvi Hamza Arham Rizvi
Jul 31 · 6 min
What Changed When the Federal Solar Tax Credit Expired
Solar Costs & Savings

What Changed When the Federal Solar Tax Credit Expired

The 30% federal solar credit ended December 31, 2025. What that means if you installed in 2025, if you buy in 2026, and what still survives.

Hamza Arham Rizvi Hamza Arham Rizvi
Jul 30 · 5 min
Solar Payback Period: Calculate Yours, Not the Average
Solar Costs & Savings

Solar Payback Period: Calculate Yours, Not the Average

The exact formula for your own solar payback period, and precisely which numbers from your bill and quote to use instead of a national average.

Hamza Arham Rizvi Hamza Arham Rizvi
Jul 29 · 5 min
What Home Solar Actually Costs in the US in 2026
Solar Costs & Savings

What Home Solar Actually Costs in the US in 2026

Real 2026 US solar cost ranges, sourced, and the specific factors that move your quote up or down from the national average.

Hamza Arham Rizvi Hamza Arham Rizvi
Jul 28 · 6 min
Are Solar Panels Still Worth It in the US in 2026?
Solar Costs & Savings

Are Solar Panels Still Worth It in the US in 2026?

The 30% federal solar credit ended in 2025. Here is an honest, sourced look at whether solar still pays in the US in 2026, and for whom.

Hamza Arham Rizvi Hamza Arham Rizvi
Jul 27 · 5 min
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